HYIP INVESTMENTS PLAN - 6

1. What is the Difference between a Ponzi and a HYIP?

Online HYIPs rarely provide information to their investors of what is done with their money. This makes it easy for fraudulent programs to succeed. Dishonest organizers can set up a website to look like the other HYIPs available on the net, wait for investors to place their money in their hand and then stop the activity and walk away with the cash.

Ponzi is a fraudulent method which works as a pyramid. In such schemes, profit is not made by successful economic investment, but by appealing to new investors and using their investment money to pay existing members. This is all very well and good while the system has a steady stream of new members investing into it but once a slow period is hit, the investments will stop coming in and the whole system will collapse. Sometimes the system organizers do not wait until this has happened and may just cease what they are doing and keep the money which had been invested. Often the investors do not become aware of this until they stop receiving their interest payments as promised.

There are a number of ways to spot a Ponzi scheme from a genuine HYIP opportunity. Firstly, be wary of schemes that offer a high daily percentage return. If a site offers you 40% a day on your investment, you should question where the funds will come from to make that level of payment. Secondly, although HYIPs often pay you for referring others to their schemes, these payments are often low. If you are offered 10% per referral it is worth considering if that may be because referrals are the only way for the system to keep going. Lastly, look closely at the site and its design and functionality. If you spot a lot of content that looks as though it has been simply copied from another website, or if the design and layout is particularly amateurish, it could well be that the organizers know that it will not be needed for long as the system is only a short term thing to make them money.

There are people who invest in Ponzis knowingly. This is because if you are lucky enough to invest and withdraw from the schemes before they collapse or stop functioning, you can make bigger returns than through the genuine HYIPs. However, you must bear in mind how easy it is to lose everything that you invested with these systems. You may think you know when to leave these programs but in truth, it is almost always luck rather than skill which provides investors with a profit from these schemes. Often the organizers of these schemes invite their friends to participate so that when they receive the profits, only the people they select to share them will benefit.

You may decide to take a chance and try to play the pyramid system for your own gain. It is worth remembering, however, that if you do this even if you yourself make a profit, it will be at the expense of others. In addition to this, these systems are illegal and the organizers of them face severe legal penalties if they are caught operating them.

2. The Secret Of Hacking An HYIP Program

HYIP can be a excellent way to experience success in investment. HYIP, also known as a high yield investment program, can be quite risky as the whole HYIP market. But at the same time if you use it right it can be quite profitable. So let me show you how you can hack this type of program.

The one way to get out of risk is to expand your investment into a number of HYIPs regularly. And besides that, you cannot afford to keep any interest in your investment accounts for compounding. Removing them to your e-gold account is a wise thing to do. You can easily browse HYIPs from HYIP rank and monitor sites to get an idea about their authenticity. Some of these sites even sends catalogs of HYIPs with all the relevant comments, the payment standing on each HYIP and of course the rating. You must remember, that your investment and the consequent profit are not guaranteed at all in case of HYIPs. There is every possibility that you can even lose the principal amount, so be prepared.

Take a note on some of the must do things regarding High Yielding Investment Programs. Be dead sure of not having all your money into an undersized HYIP program. No matter how promising they may look at the outset, do not get lured away. If you are ready to invest a large sum of money then do make sure to enquire whether the company offers any capital security against it.

Invest your capital into as many programs as you can. It makes more sense to do the above than settling down with two to three small HYIP programs with huge sums. Remember, you need to focus on the plan and not the programs for that matter. As for smaller programs make it a point not to reinvest extra money before you have been paid back. Moreover, with HYIP programs it is advisable to plough back smaller profits from time to time.

High Yielding Investment Programs can provide you with anything between 0.7 and 5% per day to say the least. And as for the longevity of a typical HYIP, it generally does not go beyond one year. HYIP forums come along with rating systems. Programs that have short investment-durations should be preferred. Additionally, the programs that pay back the invested sum must be chosen. You will have to keep bad programs out of our way. Try to investigate through the sites before you plunge into any kind of investment. The fact of the matter is that you will have to steer clear of "too good to be true" offers.

This steps help you to avoid hyip losses. Now I earn more than $4000 thousand a month using my favourite golden rules.

3. Your Steps To Maximize Your HYIP

Any investor wishes to make money in HYIP. Finding a successful high yield investment program is not enough to maximize your high yield investments. Certainly it is not easy to maximize your return on investment from best HYIP. The main point of this article is the strategies how to find “fruitful” and prosperous HYIP and to maximize your interests from this HYIP.

Before we start to discuss the strategies, we should find an answer to the question what is best HYIP. Well, it is difficult to answer because there are various possibilities. For some investors the “fruitful” HYIP is HYIP with huge daily interest, for other HYIPers the “fruitful” HYIP is HYIP with instantly withdraw. Undoubtedly, all these investors are right.

I guess than each investor wishes the “fruitful” HYIP which is online for a long time, not just several weeks or a few months. Moreover, each investor wishes that “fruitful” HYIPs must have fast support. Some HYIPs reply to your questions within 1-2 days and, of course, it is too long! I am a potential investor and I need to get an answer immediately!

Certainly, you can find many answers in FAQ section of a great number of HYIP web sites but sometimes you need information which you can not find there. If HYIP has phone support so it is very good, you can always phone them and get answers to your questions.

According to many experienced online investors, one of the most important things for the “fruitful” HYIP is fast withdraws. No one wants to wait 1 or 2 days till they receive payment. Certainly, everyone wants to get money within few hours. “Fruitful” HYIPs have to pay fast.

All investors agree with me that HYIP security is significant in online investments. Of course, the “fruitful” and prosperous HYIP must have the server protection to guarantee that users' accounts are safe and secure. Real “fruitful” HYIPs spend a lot of money for hosting and advertising as well as Ddos protection and security.

If HYIP has Prolexic Ddos protection it is a really good sign of seriousness of this high yield investment program because according to online security data, Prolexic Ddos protection costs more than $2000 per month.

Daily interests are the subject of many hot discussions on online HYIP forums because investors have very different opinions. Some people prefer 10-20% daily and other like 1-2% daily. Undoubtedly, the prosperous HYIP invests money into Forex trading and to other contemporary industries. So if HYIP earn money in Forex they can not offer 10-20%. It is impossible and each investor knows that.

Now the time is to discuss ways how to maximize your HYIP. After having found the “fruitful” and prosperous HYIP, the key to having successful investments is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Before investing in any programme, you should do a little research on it. I mean you should remember the main features of prosperous HYIP, namely daily interests of no more than 2-3%, excellent support, high qualified web site design of the HYIP company and best users' account protection.

Besides, HYIP scripts are easily to get a hold of and this makes it easier for fraudsters and scammers to operate. One of the things to look for is the programmer's reputation if they are paying consistently.

When the investor makes any online investment, his aim is to extract his money as quickly as possible. This is because the investor wants to be able to invest using the profit he made from the high yield investment programme to protect his own capital. For example, a typical investment could be $100 then, after 30 days, the investor would extract his own money and re-invest the profits so that he is making risk that he uses “other people's money”.

Another meaningful thing is that the investor will need to make use of referral systems to explode his profits from his investments. This is when the investor recommends someone to the programme and receives commission for it. This usually creates residual income for the investor which means him the opportunity to invest more of “other people's money” to make even more cash.

This article will help you find “fruitful” and prosperous HYIP and maximize your high yield investments. To grab my collection of golden rules successful HYIP investing visit

4. How to Protect your e-gold account - Especially important for HYIP and Autosurf investors.

HOW TO PROTECT PEOPLE STEALING MONEY FROM YOUR E-GOLD ACCOUNT

The biggest problem with e-gold is that if somebody steals funds from your account, it is almost impossible to recover them! If somebody gets access to your e-gold account then they can empty it immediately, load your money onto an anonymous ATM card and have your money in their hands within minutes. No matter how computer savvy you might be please read this article - many of my computer-savvy friends have fallen victim to e-gold theft.

I’ll list some of the least obvious tips first because I hope that veteran computer users will realize early in the article that they might not have done everything they could do. Major users of e-gold are people involved in the Autosurf / HYIP industry so I’ve written this article with them in mind. If you use e-gold for other reasons this article is still highly relevant.

Tip # 1: DON’T TRUST ANY AUTOSURF / HYIP OWNERS!

Nowadays there are many fly-by-night autosurfs, and many of you will no doubt put a few dollars into them. Unfortunately it is extremely easy for anybody to set up an autosurf or HYIP company, to get a few dollars in from excited new members and then vanish. This article isn’t about how to select autosurf sites that are credible but I want you to be aware that when you join any autosurf you are giving the webmaster your email address, e-gold number and a password to login with.

ALWAYS use a unique email address for every autosurf you join with. If you don’t, then a dishonest autosurf webmaster might see if your username and password are useable in other autosurfs, they might test it out with your e-gold account, or maybe they might try to get into your emails, eBay or amazon.com account.

Tip # 2: DON’T TRUST INTERNET EXPLORER OR ANY VIRUS CHECKER!

I’ve got nothing against the software itself. Internet Explorer might be the best program in the world but the problem lies with it being the most popular. This means that every thief who tries to attack your computer will be trying to find weaknesses in Internet Explorer’s security. Firefox is an alternative web browser and not only is it less open to virus attacks but it is also a very reliable and feature-packed program.

Any page you view when autosurfing may contain a virus or similar. If you are like me, you probably view the first sites in the rotation and then leave your computer to surf without you. Imagine the damage this could do if one or more viruses infects your computer during this time.

Virus checkers give people a false sense of security. Certainly they have a lot of uses but it is still possible that you will get a virus that is not recognized by the checkers. Sometimes programs that record your keystrokes aren’t technically viruses and they may slip through the net.

Despite my warnings about virus checkers it is still a very good idea to have one. Do regular scans and try to have the virus checker turned on at all times. Just don’t fall in to the trap of assuming you can never have a problem because you have a virus checker already.

Tip # 3: USE COMPLEX PASSWORDS

Unless you are a high profile celebrity or government high-flyer it’s not likely that a determined group of thieves will take much time to guess your password. That said, it’s no extra effort to make your password a little more complicated.

Don’t use a complete word as a password. Force yourself to use a password with both numbers and letters in it. The practice of this will mean that your password will be harder for somebody to guess. Make sure you avoid the most obvious passwords of your pet names, mother’s maiden name or company name.

Tip # 4: USE DIFFERENT PASSWORDS

It’s not possible to know who lies behind every website you visit. I know of a number of instances where a person has set up a website as a way of collecting usernames and passwords from its members and then trying the same usernames and passwords in popular websites such as eBay, PayPal and Hotmail.

One clever method that I’ve found is to create a formula that can create a different but easy-to-remember password for every site I visit. You could create a simple formula like this.:

abc + [number of letters in the websites name] +[last 2 letters of the websites name] + XYZ

so if we used this formula for Hotmail PayPal and eBay we’d have these passwords:

abc7ilXYZ for hotmail abc6alXYZ for paypal abc4ayXYZ for eBay

If you have a secret formula just for you, then you will always be able to work out what password you have used for every website. Anybody who sees the one password you use on a site will not be able to guess how the formula works elsewhere.

Tip # 5: AVOID ENTERING PASSWORDS FROM YOUR KEYBOARD

This is the mistake Paul made. Without knowing it, and without the virus checkers spotting it Paul had a ‘keylogger’ program hidden on his computer. Every key press Paul made was recorded and sent to the thief. When he entered his username and password for Gmail, the thief was alerted to it immediately.

So how is it possible to stop this happening?

There are a few options for you here:

You can install a ‘Password Manager’ Program for your computer. The two best programs are AI Roboform (for the PC) and 1Passwd (for the Apple Mac). What these programs do is they store your passwords securely and paste them into your web browser when you need to. Both program are also excellent for storing your personal information and for filling in all manner of online forms. AI Roboform is extremely useful when traveling as it can be stored securely on a USB drive and used securely from internet cafes and shared computers.

If you need to type the password in then enter the letters in the wrong order. To do this lets assume your password is 123456 ( a stupid password for sure, but its good for this example). First we just enter ‘234’ in the ‘password box’. Using your mouse, click back to the beginning of the field and type in ‘1’ and finally click to the end of the field with your mouse and enter ‘56’. The reason for doing this is because if a secret program is recording your key presses it will not know that you have used your mouse to enter letters in the wrong order. The keylogger will get a record of you entering ‘234156’ which is obviously far from what your password is.

Tip # 6 DON’T KEEP YOUR WELCOME EMAILS ONLINE

This tip would have saved my friend Paul a lot of headaches. He used Gmail and every time he joined a new website he’d receive an email which welcomed him to the site and reminded him of his username and password. Paul kept all of these emails in his Gmail account for reference. When the thief managed to get Paul’s Gmail password he must have been delighted to find all that information. He certainly made a lot of use out of it.

If you receive these kinds of emails, (and you probably do) get them off the internet! Print them out and store them in your safe, or use AI Roboform or 1Passwd to keep them securely stored on your computer. I hope that this article has been of value to you. Please feel free to contact me if you have any questions.

5.Do You Want To Know Dissimilarity Between a HYIP and a Ponzi? - By: David Vagner
$8289.68 is a reality in month without work. I made it in this month without HUGE efforts. In this article I will tell you difference between a ponzi and a HYIP.

All you know that you can made money from investing into HYIP. Online HYIPs rarely provide information to their investors of what is done with their money. This makes it easy for fraudulent programs to succeed. Dishonest organizers can set up a website to look like the other HYIPs available on the net, wait for investors to place their money in their hand and then stop the activity and walk away with the cash.

What exactly is a ponzi scheme

Ponzi schemes or pyramid schemes has nothing to do with investments, business or sales. Simply because they do not trade your money or they do not sell you anything. The fact is that a ponzi scheme uses the money of new investors to pay out old investors. Some ponzi schemes are surviving a few weeks and some of them even a few months. But this is for sure they all go die after some time. Why? Because mathematically it is impossible to find new investors. Or sometimes the legal authorities find out the ponzi scheme and close it.

A true Ponzi scheme usually promotes what appears to be a real investment opportunity which investors may contribute to without actually being an affiliate, distributor etc. A pyramid scheme, on the other hand, usually requires that participants make a payment for the right to recruit other people into the scheme, at which point they will receive money.

There are a number of ways to spot a Ponzi scheme from a genuine HYIP opportunity. You can find many hyips on theHYIPs.net Firstly, be wary of schemes that offer a high daily percentage return. If a site offers you 40% a day on your investment, you should question where the funds will come from to make that level of payment. Secondly, although HYIPs often pay you for referring others to their schemes, these payments are often low. If you are offered 10% per referral it is worth considering if that may be because referrals are the only way for the system to keep going. Lastly, look closely at the site and its design and functionality. If you spot a lot of content that looks as though it has been simply copied from another website, or if the design and layout is particularly amateurish, it could well be that the organizers know that it will not be needed for long as the system is only a short term thing to make them money.

Be wary of anything that sounds too good to be true. It probably is if it sounds like it might be. Anyone that promises a guaranteed return in any amount of time is probably not legitimate. There is no such thing as a guaranteed return when it comes to investing money. And on any return there is no guaranteed amount that can be returned. So either promise is someone out to scam you. Common sense goes a long way when it comes to investing money anywhere.

HYIP INVESTMENTS PLAN - 5

1. Golden Capital INC works with investors and financial experts to turn ideas into successful ventures. We help to build partnerships and achieve goals by finding unique investment options. The primary mission of our Company is to create economic value for its clients and investor-co-partners through the identification and acquisition of trading assets that provide above-average returns to investors and display significant upside potential. Our main focus is on various foreign exchange and currency related investment opportunities. Primarily, we focus on day trading and related traditional investment options.

Investment options range from advanced-term income producing property to atarter-term lot purchases. A combination of various investment options and strategies is used to achieve the optimal balance for our portfolio. Based on our needs we work with market specialists to secure financing or raise additional capital through joint ventures, or partnerships. There are numerous financing options that are available to help meet overall investment goals. Our goal is to understand the mix of credit and debt requirements for every project and make recommendations based on expectations that will help maximize financial returns.

Periodically opportunities arise for investors to buy or sell various business ventures. Our focus is to work with investors who want to invest in existing businesses that may need a cash infusion, or are in need of expansion or additional partners. We also help businesses expand their roles into other markets, or sell their business. These investment options along with foregin exchange market trades are tailored to the needs of our clients regardless how much they invest.

Similarly in foreign exchange market, retail traders just starting out are often unprepared for what lies ahead and, as such, end up undergoing the same life cycle: first they dive in head first - usually losing their first account - and then they either give up, or they take a step back and do a little more research. Those who do this will often eventually experience a little more success - breaking even or turning a profit. To help avoid the losses from hastily diving into forex trading, we work on behalf of our clients. Since our team comprises of highly skilled professionals they usally end up breaking even and generating profits.

2. Safe Invests is an emerging markets investment firm that sponsors and manages private equity, mezzanine finance, and fixed income funds for institutional investors and high-net worth individuals.
Safe Invests's investment style incorporates both a comprehensive due diligence process used for selecting investments, as well as a highly interactive approach in working with its portfolio companies to build and realize value. The staff, drawn from both the private and public sectors, is highly skilled in identifying and building businesses within their respective areas of expertise. Some of the sectors in which Safe Invests has achieved the strongest results are infrastructure, commerce, oil and gas and financial services. Safe Invests also continues to expand its presence in all three key Emerging Market Regions-Latin America, Asia and Central/Eastern Europe.

3. Investment Forge is a registered and certified name for "Investment Forge Gmbh" and we are an investing control management team. Being registered in offshore jurisdiction we manage to provide stable interest-earning potential to all of our participants.

Our numerous team consists of professional analysts, currency traders, stocks exchange brokers and support staff.

Investment Forge provides investing management services to institutions and individuals through the Investment Forge Gmbh funds.

Our primary aim is to make as much money for our clients and ourselves as possible. Obviously the more money we have to trade with, the more positions our traders can take, and the more money they can generate for us.

We trade with the Scottrade Accounts and TeleTrader Software.

HYIP INVESTMENTS PLAN - 4

1. A High-Yield Investment Program (HYIP) is a type of Ponzi Scheme, which is an investment scam. At one time, 'HYIP' was used in the financial services sector to refer to an investment program which may have offered a high return on investment. The term "HYIP" was abused by the operators of scams to camouflage their scams as legitimate investments. Due to this overuse by the operators, HYIP has become synonymous with scam or Ponzi scheme. The usage of the term has evolved to refer to a kind of Ponzi scheme that recruits "investors" through the Internet. Due to the widespread abuse of this term by Internet Ponzi schemes, reputable financial services no longer label themselves as "High Yield Investment Programs".
Contents
[hide]

* 1 Overview
* 2 HYIP games
* 3 HYIP monitors
* 4 Mechanics
* 5 Rationalizations
* 6 Social aspects
* 7 HYIPs indicted or under investigation
* 8 See also
* 9 References
* 10 External links

[edit] Overview

HYIP operators generally setup a website offering an "investment program" with returns as high as 45% per month or 6% A day that discloses little or no detail about the underlying management, location, or other aspects of how money is to be invested because no money is invested. They often use vague explanations, asserting little more than that they do different types of trading on various stock markets or exchanges to generate the returns they purport. The SEC has said the following on the matter: "These fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' ('HYIP's) The fraud artists... seek to mislead investors by suggesting that well regarded and financially sound institutions participate in these bogus programs."[1]

Some investigators believe that the majority of HYIPs are Ponzi schemes, in which new participants provide the cash to pay a profit into existing investors' accounts. However, as there are no formal statistics available about the HYIP sector, much of the material in this article is based on anecdote and conjecture.

HYIPs are able to succeed in collecting large sums of money for the operators by using the classic Ponzi scheme method of using second and third tier investments to pay principal and interest back to the first tier investors. This is continued for the first several tiers, generating positive word of mouth advertising for the scheme. HYIPs may also mirror Pyramid Schemes by offering current investors incentive commissions, for example 9% of current investment, to recruit new investors.

The introduction of e-currencies in the late 1990s made it easier for HYIPs to operate on the Internet and across international boundaries, and to accept large numbers of small payments. HYIPs usually accept payments by either e-currency, like e-gold, and INTGold (now defunct), or use specialist third party payment processors like SolidTrustPay, CEPTrust, TriStarMoneyChangers and StormPay.

The largest documented HYIP scam was OSGold, founded as an e-gold imitation in 2001 by David Reed. OSGold folded in 2002. According to a lawsuit filed in U.S. District Court in early 2005, the operators of OSGold may have made off with USD $250 million[2].

CNet reported that:

At the height of its popularity, the OSGold currency boasted more than 60,000 accounts created by people drawn to promises of "high yield" investments that would provide guaranteed monthly returns of 30 percent to 45 percent.[2]

The second largest documented HYIP was PIPS (People in Profit System or Pure Investors).[3][4] The investment scheme was started by Bryan Marsden in early 2004, according to the Wayback Machine record of pureinvestor.com, and spanned more than 20 countries. PIPS was investigated by Bank Negara Malaysia in 2005 which resulted in Marsden and his wife being charged in a Malaysian court with 97 counts of money laundering more than 77 million RM, equivalent to $20 million.[5] Even after these charges were brought forth, many of Marsden's followers and investors continued to support him and believe they would see their money in the future. This type of rationalization and denial can often be seen on many HYIP forums.

[edit] HYIP games

As a result of online forums and monitoring sites which have made HYIP investors more aware of their nature, some HYIP operators promote their programs as a "ponzi-structured game" where one should "not invest money one cannot afford to lose", and where there is "never a guarantee of earnings or refunds". They promise to pay out up to, for example, 95% of deposits, the rest going to hosting or other fees and the owner's profit.

In such "games", the first participants ("investors") may make a good profit and are encouraged to refer other people to the program because of referral commission, the fact that they have already made back their principal and are playing with profit, and that the more people who deposit money, the more money can be paid out to participants. In theory, strategies can be developed to maximize profit using these games (but, of course, since this is a zero-sum game, such strategies work by taking advantage of ignorance or errors by others). Some forum users may gain a reputation whereby others will trust their word that they have been able to withdraw their profits, encouraging others to invest in the hopes that more will invest after them and that they can therefore make a profit. As these games are by definition Ponzi schemes, it is inevitable that the majority of participants who are not at the top of the pyramid will lose their money.

These "games" might be considered as lotteries. However, the odds of winning cannot be determined, as one cannot know whether one is playing early enough to win money (that is, whether a sufficient number of new participants will follow). Thus, these activities are unlike a lottery or other forms of regulated gambling, where a participant has an equal chance of winning no matter when a ticket is bought, or where the odds of the game are known.

HYIP programs generally appeal to the same kind of person who is attracted to gambling. Like gambling, HYIP "games" are a way of separating the participant from his money, while offering a small chance of making a profit. This accounts for their rapid proliferation.

[edit] HYIP monitors

HYIP monitors, or HYIP listing/rating sites, are personal or commercial websites that list and/or promote HYIPs for referral commissions. The monitor charges each HYIP a listing fee which is usually then invested into that program, although there exist free listings and occasionally monitors which invest their own money. The monitor then labels the HYIP as "Paying" or "Not paying/Scam" depending on whether interest is received within the terms specified by the program. Monitors also allow other HYIP investors to rate and comment on the programs, based on factors such as promptness of payouts and responsiveness of the HYIP administrator. Programs with higher ratings achieve higher rankings on the monitor sites, which coupled with a "Paying" status may entice more investors who rely on the monitor.

In some cases, HYIPs may only pay monitor sites to keep their "Paying" status visible, but do not pay other investors. As HYIP monitors are not affiliated with the HYIPs themselves, they are unable to prevent investors from being scammed; they neither help to recover lost funds nor track down the scammers. Promoting or perpetuating Ponzi schemes is a criminal offense punishable by jail terms or fines in most countries. That the monitor sites place disclaimers saying that they "do not promote the programs advertised on their website" does not absolve them from criminal liability.[citation needed]

In order to generate a "paying" status early (so that future visitors will see it) and maintain it for the longest possible time, newly opened HYIPs list their site quickly as well as constantly pay monitors their interest on time. Added to the fact that many monitors invest the listing "fee", and that a commission is received on each deposit made by people who visit the HYIP via the monitor, they are the most likely to profit when a program runs out of funds.

HYIP owners can manipulate monitors and forums, by paying people to comment positively or by using a range of IP addresses or proxy servers in different locations so that "paying" votes appear to come from around the world. This allows the HYIP to rise up the rankings more quickly than others, giving participants a false sense of security. Additionally, even if they know it will scam in the future, some participants will also rate new HYIPs positively until the HYIP stops paying, because they want more people to invest after them in the hopes that the program will last longer. Future scammers can also build up a good reputation on forums for a large payoff once most forum members trust them.

Many monitors appear only to make certain programs more acceptable and trustworthy.


[edit] Mechanics

Though Ponzis and HYIP schemes have thrived and multiplied since at least the early 1900s, the combination of the Internet and Electronic money has played an important role in the rapid growth of HYIP's in the first decade of the 21st century. Like many businesses with a narrow niche market, the Internet has enabled HYIP scammers to find a global market of people who demonstrate by their behavior that they "want to be scammed". Somewhat similar to the poor person who spends a large percentage of their income on lottery tickets in hopes of striking it rich, HYIP participants invest money in a "company" in a foreign country that offers returns that are "too good to be true", that publishes no verifying information, and has no way of being held accountable.

The use of digital payments systems has made it much easier for operators of such websites to accept payments from people worldwide[6]. Electronic Money systems are generally accepted by HYIP operators because that is the only payment system to which they have access. Acceptance of credit cards and ACH would give them access to a far larger pool of prospective victims, but the difficulty of opening a merchant processing account while hiding their identity prevents them from doing so.

Once the HYIP operator has received the payment, it is difficult and costly to track them down across several national borders. This would be the case regardless of whether regular banks or electronic money was used.

While some HYIP operators exploited this weakness, several digital currency companies responded by taking measures to discourage their system from being used for HYIPs. Certain HYIP operators, such as David Reed, opened digital currency companies serving the HYIP niche. Examples of payment systems started by HYIP operators that eventually folded include Standard Reserve, OSGold, INTGold, EvoCash and most recently EMO Corp[7]. StormPay was started in the same way in 2002, but has remained in business even though the HYIP that is was created to serve was shut down by the State of Tennessee[8].

The preference of HYIP operators for e-gold may be because other digital currencies run by HYIP operators that catered to the HYIP niche (see above), have folded, as the operators have made off with the deposits. That is to say, HYIP operators don't trust each other, but they do trust e-gold, which has remained a stable and reliable payment system for over 12 years.

HYIPs have often been started under the guise of companies. Some have gone so far as to actually incorporate their company in countries with lax fraud laws. Due to these locations, operators may be effectively immune to normal laws that would protect an "investor" in that investor's country. The operators have been known to host their website with a webhost that offers "anonymous hosting". They will use this website to accept transactions from participants in the scheme.[9] The HYIP scam may also create sites which employ spamdexing or other adversarial information retrieval techniques in order to attract potential victims by creating an impression that the company has done no wrong. HYIP Monitors are one such example.

Because the amount of money "lost" by a given HYIP participant is generally quite small, and that the nature of the scam is relatively obvious, government task forces on Internet crime do not generally give them high priority.

[edit] Rationalizations

Often HYIPs will claim that they make money through non-existent yet plausible means, playing to people's gullibility or ignorance on the subject. In the case of the prime bank scam, many people were led to believe that they were buying banknotes in a clandestine organization called prime bank. Other HYIP scams claim that they use special software or algorithms that have the ability to forecast markets in order to make money.[10]

[edit] Social aspects

HYIPs generally appeal to emotions of investors who are looking to "get something for nothing". Unfortunately, often those who play become part of the scam. They are encouraged to promote it in order to receive payment on their investment. In this aspect, it mirrors a Pyramid scheme in that users must recruit others in order to profit.

[edit] HYIPs indicted or under investigation

* Ginsystem Inc. (Singapore) - Commercial Affairs Department of Singapore retrieved 2007-07-01
* IT4US (United States)
* OSgold (Australia) - news.com
* PIPS (Malaysia) - see top of page
* PlexPay (Norway) - HegnarOnline, in Norweigan
* Solidinvestment (United States)
* Bernard L. Madoff Investment Securities LLC (United States)

[edit] See also

* Ponzi scheme
* Charles Ponzi - Origination of Ponzi Scheme
* Pyramid scheme
* Autosurfing

[edit] References

1. ^ http://www.sec.gov/divisions/enforce/primebank.shtml Prime Bank Fraud Information Center
2. ^ a b http://www.news.com/Lawsuit-alleges-online-currency-scam/2100-1030_3-5553141.html
3. ^ People in Profit System (PIPS) Scam
4. ^ SitNews - Commentary: PIPS: THE END GAME BEGINS By David G. Hanger
5. ^ http://www.scam.com/showthread.php?p=270701#post270701 copy of New Straits Times article dated 11 Oct 2006
6. ^ IT Crime - Information security and crime prevention
7. ^ http://www.oag.state.tx.us/oagnews/release.php?id=1493
8. ^ http://www.amayesnbuys.biz/stormpayceaseanddesist08072003.pdf
9. ^ Prime Bank Fraud: SEC Internet Actions
10. ^ Prime Bank Fraud Information Center

2. Welcome to Global Online Investment

Global Online Investment is an investment company uniting professional stock, forex traders, & gold trade. Complex world of markets is our daily concern. Our mission is to obtain funds for further management.8 years of successful development for money mnagement in private section ensured us that we are ready to open our service to the whole world. Internet has become the most convenient and widespread communication source, that's why in view of responsibility we decided to bring our service via internet and attract investors online.

Transforming dreams into reality

Your Global Online Investment, A Private online investment firm works with you to help find the best financial approach to make those desires come true. With robust advice on a wide range of issues. Money management and investment management to the most efficient way to set up your investment and future.

Global Online Investment- A Great Place To Do Business

Welcome to the official website of Global Online Investment If you are interested or curious about online investments you've come to the right place. We are here to help you!

Our mission is to promote the online investments for those of you new in this business or have been investing online for a long time not with such a success that you desire,

Bringing businesses together is at the core of what we do. We work with worldwide business people looking for safe and reliable opportunity, and Global Online Investment business people looking for new sources of investors to make them feel the luxury of living in the world that money doesn't matter.

The main activities of the Global Online Investment are in middle and back offices of financial administration to have first hand news on any changes and chalenges in financial markets, which with new IT technologies there more demands to invest online.Global Online Investment goal is that be one of the best in today market

Financial Stability

Growing and nurturing a business takes serious commitment. Weighing up options for the company: autonomous growth,merger or acquisition. Tackling the challenges of international expansion or the need for fresh capital. Or even equity release; all the time ensuring you don&rs quo;t jeopardies your core financial stability (Investors whom trusted you with their investments).For past several years in private sector that what we do to ensure that we can archive our goal, and have a success that we desire,
(Practical solutions for personal fulfillment)

Your Global Online Investment Private investment firm is there to help you start investing, or perhaps reinvest, the process of planning for your future. Focus on you as a person.

As a investor, some overlap between your investment and personal life is almost inevitable. So while we focus on helping your investment to thrive, we also do our best to ensure your future personal and financial needs.

Private Equity is one of the most exciting area open to investors today. The Global Online Investment offers the potential for excellent capital growth. We offer a full advisory service providing online investments specially designed for private investors. Our aim is to help you build a personalized medium to long term capital growth portfolio.

Take a moment to page through our website and familiarize yourself with the variety of opportunities, tailored programs, And customized services available to you through Global Online Investment

ONLINE BUSINESS - 3

1. Do You Want to Write?

Do you dream of earning your living writing for the internet, but so far all you have earned is $3.62 from Google Adsense through your blog? Would you like to turn that $3.62 into $3,620 in only four weeks? Well guess what?

You can't !!!

No, seriously, you can't. At least it's not very likely. Not if you really want to be a writer. If you want to be a spam writer, you might be able to do it, but you will hate yourself in the morning even if you succeed.

I write web copy for this British guy who has an affiliate marketing website
. Every week I review 10-25 websites that promise people they can make $5000 while they are brushing their teeth, just by setting up a dummy affiliate site and promoting a product. Then, they are told they can kick back (or brush their teeth) and watch the money roll in. Often the product is a CD or E-book on how how to make money setting up affiliate marketing sites. (Are you dizzy yet? Good!)

At first, I didn't even know this kind of thing existed. This particular writing job was one of my first, and the guy I do this for is a nice guy and pays me on time. The work is easy if a little boring. So, even though I have plenty of other more interesting projects now, I still write these reviews once a week. It takes me maybe 20 minutes, and it get $65 for that. That's $195.00 an hour, but if I did that for an hour I'd shoot myself. So I don't.

I soon realized that there is an avalanche of this crap on the web--that's why my guy has a whole website devoted to nothing but reviews of it--and 99% of it is dreadful, boring, hyped-to-the-nines garbage. I also realized that a lot of people would like to earn money actually writing for the internet as opposed to paying money to someone else to learn about MLM or affiliate marketing scams.

I am no expert on how to earn money writing, but I do currently earn more than I did at my day job just by writing for the web. So I know it can be done. I made $440 a week gross at my day job ( that IS gross! But hey, I live in Michigan...), and last week, I made $560 writing online for that week. I've got another $500 or so lined up for this week. And I still have my day job, only half-time now because I have too much writing now to work full-time elsewhere, and the writing pays better. I've only been doing this writing since November of 2007.

So, in the spirit of sharing (for free) what I've learned so far about how to earn money writing online, here are some tips. Please feel free to add your own. I'm always looking for good advice.

Plan to Work Hard I spend a LOT of time writing. But I love to write. When I'm not writing, I'm looking for new writing work or keeping track of my finances, or visiting other writers' sites and networking, or emailing my regular clients and setting up projects. This bit of advice may sound kind of silly, but if you don't love to write, I mean LOVE to write as in eat, breath, sleep, dream about it, don't try to earn money as a writer. It's not easy money, but if you keep at it, it can be good money.

Establish an Internet Presence Join several writing sites that pay-per-click like HubPages, Helium, Triond, PrintnPost, or Associated Content. You should also start your own blog with Blogger or Wordpress. Then write your ass off. Do this for at least a month, and garner any cudos you can at these sites. At Helium, you can win weekly writing contests and you can also sell articles outright in their Marketplace section. The negative there is that you are peer rated for Helium contests, and that system can be crushing to a delicate ego. But then, if you have a delicate ego and want to write for money, toughening up is a good idea anyway.

Start Your Own Website My favorite place to do this is Weebly, but there are lots of places you can set up a website without shelling out any money. The nice thing about Weebly is you don't have to know anything about HTML or code or anything, it's all done through templates and WYSIWYG functions. Although this may sound like an egomaniacal thing to do, once you start applying for freelance work, its amazingly effective in nailing projects. Buyers will often ask for samples and you can just refer them to your website. Post a real photo of yourself and a professional bio, and post four or five samples of your writing. You can also post a link to your blog. Think of this site as your online resume. Resist the urge to be flip or coy about your ambitions, and pass up avatars and animated .gifs in lieu of a real photo of your real self. Buyers want to work with a real person, not a sparkly porpoise jumping over a rainbow over and over again.

Set up a Profile at Several Freelance Sites I get most of my freelance work at Elance, but I've also heard good things about Guru.com. My daughter sent me a site called ODesk, but I don't much care for it. A lot of the work posted there is horribly underpaid. The same rules for your website apply to your profile at these freelance sites. Be serious, not flip. A sense of humor is fine, but present yourself the way you would for any job. Take some time with it and don't be modest about your accomplishments, as this is what will get you work. Some sites offer to validate your credentials for a fee, which may or may not be worth it to you, depending on your credentials. Think of any money you have to spend on this sort of thing as an investment in yourself. And remember, a lot of it will be deductible on your taxes as a business expense.

Bid On Some Jobs Bid cheap at first, and keep at it until you get something. Most of these sites allow you to bid a certain number of times for free, and after that you have to pay a membership fee. I bid for free until I got work, then I joined and paid the fee. Lots of people balk at paying the fee, but I look at it like this: The fee I pay at Elance is less than what I currently spend on gas to get to my $12/hr day job five days a week. Once you successfully complete a few jobs, you can start upping your price and being a bit more selective.

Decide What You Want to Write and What Your Boundries Are Actually I just got this piece of advice here at HubPages. It's GREAT advice. I was having trouble sporadically with clients who would advertise one thing, then ask for 12 more things once I committed to the work, without any extra pay. I don't like to use contracts. If I can't trust the person I'm writing for then I don't want to write for them. It may well take you awhile to learn what you like to write and what you don't, when and how you want to be paid, how much rewriting you are willing to do, how much pestering you are willing to take, and so on. Once you complete several projects, you will begin to see a pattern emerging regarding what goes well and what doesn't, and you will be able to sniff out the clinkers faster and faster.

Expect to Get Stiffed Occasionally Actually I'm amazed at how seldom this happens. I've been stiffed once and underpaid twice, but on all of those occasions I could see trouble brewing and did not act quickly or decisively to head it off. I try to stick with 'escrowed' work--that is, work that is set up so that the buyer puts the money up front into an escrow account through your third party freelance site, then releases it to you when you've completed the project. I have done work without escrow, and I still get paid. It just makes me nervous. The one time I got stiffed was a non-escrowed project, and to make matters worse it was an E-book so I'd already written about 12,000 words whe nthey buyer backed out. This kind of thing will happen, and you will learn from it. Don't take it personally.

Exit at the First Whiff of Trouble If a client is a pain in the butt and very demanding and unpleasant, graciously fire that client as soon as the project feels 'off'. My three unpleasant experiences (out of dozens of good ones) were all drawn out way too long in my naieve efforts to please unpleasable exploitive clients. I back out by thanking them and saying a lot of positive stuff that basically, underneath the schmaltz says, "Go away, ok?" Don't be nasty, don't be emotional, just exit ASAP. One of the best things about working for yourself is you get to fire your clients if they mistreat you.

Keep Searching for New Venues New sites spring up almost daily, so when you are bored or need a break from writing about whatever it is you are currently writing about, search the web for other writing sites. Search HubPages and sites like it for articles by people who write for money and read about what works for them. I've found so many good things this way.

Self-Publish Back in the day when you had to self-publish on real paper there was a certain stigma to doing it. However, some of the best-selling books ever were initially self-published. Here are just a few best-selling books that started out as self-published (on paper) books:

Remembrance of things Past, by Marcel Proust

Ulysses, by James Joyce

The Adventures of Peter Rabbit, by Beatrix Potter

A Time to Kill, by John Grisham

The Wealthy Barber, by David Chilton

The Bridges of Madison County

What Color is Your Parachute

In Search of Excellence by Tom Peters

The Celestine Prophecy by James Redfield

The Elements of Style by William Strunk, Jr. (and his student E. B. White)

The Joy of Cooking

When I Am an Old Woman I Shall Wear Purple

Life's Little Instruction Book

Robert's Rules of Order

Today, it's a lot easier to self-publish. You can self publish for free or a nominal fee at Lulu, CreateSpace, or BookSmart, just to name a few, and you can charge buyers by the downloadable .pdf file. If you wanted a printed paper book you can do that too. You can even order services through these sites like cover art & illustration. For a small fee you can purchase an IBSN number for your book and market it through Amazon, and also make it searchable in any library or bookstore data base.

So if you are sitting on a book you've been sending around to slushpiles for years, think about just publishing it yourself instead. If you do well, publishing houses will approach YOU. Wouldn't THAT be cool?

Keep at It Most people who succeed at what they do are relentless. They don't slap up one MLM website and lay around and collect money, they do something they love and they keep on doing it no matter what until it works out for them. They can't NOT do it; that's how much they love it. They don't take failure personally, they learn from it and keep doing whatever it is they do. The same is true of writing.

My own personal feeling about it is that, while you can teach people to write or to write better, you can't teach anybody to be a writer. You either ARE a writer or you are not a writer. If you are a writer, you know this already. If you aren't a writer and aren't sure if you are one, but you think you might like to be one, then what you need to do first and foremost is start writing, then never stop. Never stop. One day, boom, you will realize that you are pretty much writing all the time, and at that point you will also realize, that, duh, you must be a writer after all!

So that's my free advice, for what it's worth. (Which may not be much?!) Take a chance, learn and love, live and let live, be happy.

Life is too short to waste it doing anything besides what you love.


2. Legitimate Online Jobs - Do They Exist? 95


* Legitimate, No Fee, Free Work at Home Jobs
A plethora of no fee, free work at home jobs. Initiate your dream today!


Searching for legitimate online and free at home jobs is an exhausting experience. There are so many scams, it's not hard to see why so many people feel real online jobs don't exist.

I will list several proven online and work at home jobs, offered by real companies, but first I want to explain how an individual can be taken in different directions.

The term "online job" can have several meanings, depending on your personal criteria, current employment status, and your desire to either work at home or in an out of home environment. There are jobs that are done online, online business opportunities, and businesses that provide online services. But what are the differences between the three?

A job that is done online, whether as an employee of a legitimate company or as a consultant (aka freelancer) providing an online service, is a job where an individual has negotiated with their employer, or predetermined the fact to their client, to allow the opportunity to do the assigned work online - typically at home. These are truly legitimate work at home jobs. As an employee, the employer takes care of any payroll issues, including employment taxes. As a consultant, you are responsible for self employment tax issues. Many companies who seek individuals to fulfull online jobs do not consider individuals as employees, but rather consultants.

An online business opportunity allows an individual to feel as though they own a business. However, the individual more than likely has paid a start-up, or sign-up fee. Online business opportunities are mostly in the direct sales arena, and - in my opinion - are not worth the money invested. Most of these "opportunities" consist of a company sponsored website where an individual promotes products or services. The hidden truth: many of these "opportunities" expect you to recruit other people into the "opportunity". I don't like online business opportunities; most of them are scams - no real opportunity comes out of the deal, except to those accepting the fees. People are easily lured into the lies of earning a high income.

A business that provides online services is an actual business started by an individual. The business is something in which the individual has a great deal of interest and truly enjoys the work. The individual provides the service online to clients.

For the sake of this article, I am going to concentrate on legitimate online jobs and list actual companies who hire people to fulfill their work at home jobs. As I come upon more companies who seek online workers, I will add to the below lists. It is worth mentioning that, due to the need of their clients, some companies may require the needs of individuals on a sporadic basis. However, it is my finding that call center, customer service, and general bookkeeping online jobs are the most stable.

LEGITIMATE ONLINE JOBS:

Call Center / Customer Service Jobs

* Alpine Access Premier provider of customer service solutions using home-based employees. NO FEES.
* Brighten Communications A business-to-business telemarketing company specializing in the outsourcing of lead generation. The clients you will be making calls on behalf of represent professional organizations in industries such as finance, brokerage, and high-tech.
* Customer Loyalty Concepts You will be contacting existing newspaper subscribers selling a variety of services.
* LiveOps Outsourcing call center solutions using work at home agents. $30.00 fee for credit and background check.
* West At Home West agents handle client's interaction with their customers, from customer care and live chat to email and incoming sales calls.
* Working Solutions A long-standing company, workingsolutions.com offers many legitimate - NO FEE - home based opportunities.

Data Entry

* Axion Data Sign up as a home-working independent contractor with this long-standing company. NO FEES TO JOIN.
* CPG, Inc. Process customer rebate submissions at home, get paid by the piece. This company has been in business for over 12 years. NO FEES TO JOIN.
* Palm Coast Data Data entry keyers input customer information, such as names and addresses, or revise information already in the database. Work at home on your own personal computer, linked to Palm Coast Data.

Bookkeeping

* A/R Recovery Work at home collecting Accounts Receivable.
* Balance Your Books Provide A/P, A/R, payroll and general support for clients.
* Bateman & Co. Seeking "telecommuting" staff accountants. CPA required, with at least 3 years of prior public accounting experience. They will furnish the necessary software.

Transcription Services

* Absolute Document Services Seeking corporate, medical, and legal transcriptionists to work at home.
* Accutran Global Legitimate online jobs doing medical, legal, financial, investigation, interviews, and focus group transcription.
* Tiger Fish Provide transcription services: video, editing and legal transcription.

Virtual Assistant Jobs

* Team Double Click They offer a wide range of administrative jobs, from typing to bookkeeping.
* Virtual Office Temps Seeking individuals who can do desktop publishing, legal transcription, internet research, web applications...just to name a few jobs.

BUSINESS FRANCHISE - 2

1. iAremyhair Business Franchise: Go Global with Lesser Fees and More Support

iAremyhair is a hair boutique and a one-stop hair loss solutions center. It offers high quality products and services that are customised to the clients’ individual needs.

One only needs to meet Peter Lim, iAremyhair’s dynamic founder and iAremyhair’s business franchise Director, to see why franchising a hair loss solution business should fit into any entrepreneur’s plan. Whilst the market is growing and iAremyhair offers a unique solution, it is Peter’s drive and enthusiasm that should assure potential franchisees of complete support.

Peter is passionate about transforming lives by restoring hope to individuals struggling with hair loss.
He oversees the business development of iAremyhair and works closely with his experienced and meticulous staff. Together, they assist clients by assessing various options and providing the best solution for their hair loss concerns.

The center specialises in Non-Surgical Hair Replacement System, a revolutionary and state-of-the art solution to hair loss. iAremyhair also provides effective hair treatment to manage thinning hair and offers specific complementary products to its clients.


iAremyhair is the first Hair Loss Solutions Centre to be accredited by Case Trust in Singapore.

It instills assurance through its patented and top quality products, reliable technology and stellar services.

One such product works by revealing a natural looking front hairline and the hair can be styled and parted to seamlessly blend with the scalp and hair. The system ensures customers of a comfortable, customised and convenient solution to hair loss.

iAremyhair also offers other products and services such as hair extensions, chemotherapy wigs and hair treatment.

The hair extension service is ideal for clients with short, thinning or slow growing hair. In just two hours, clients gets longer and thicker hair.


The center also provides wigs for customers with hair loss due to medical reasons. iAremyhair is also a trusted supplier of chemotherapy wigs for Singapore National Cancer Centre.

The hair treatment service is ideal for clients with thinning and damaged hair. iAremyhair uses the latest, most effective, patented and FDA approved products for treatment.

iAremyhair recently launched its international business franchise program which focuses on neighbouring countries, including China and India. The iAremyhair business franchise program is a unique hybrid that provides the benefits of a Master Franchise and an Area Franchise model.

The “more support and lesser fees” is patterned after an Area Franchise format while the development schedule and territorial grants are patterned after a Master Franchise model. As a result, iAremyhair franchisees get a iAremyhair business franchise over a territory while being provided comprehensive support by the franchisor at a low investment. They can also enjoy the benefits of a recurring income franchise and it also provides an additional income for the existing salon business owner.

“iAremyhair is ready to share the experience through business franchise plans,” said Hsien Naidu, Director of business consulting firm, Astreem that consists of a team of franchise consultants, business consultants, branding consultants and marketing consultants. “The team at iAremyhair is set to develop and share their franchise business concept with investors seeking Singapore franchise opportunities through Singapore lifestyle franchise for their business investments.”

2. Is Dry Cleaning a Great Business Franchise Opportunity?

Robert Devaney, head of a dry cleaning plant that processes more than 2,000 shirts every day has worked hard to produce the perfect shirt. Th3is is why he recently spent $60,000 on new pressing machines that neatly press 200 shirts per hour, each ironed as if by hand.

Devaney got his start in the dry cleaning industry more than 30 years ago. He was pursuing a degree in speech pathology at Northeastern University when his father convinced him to join the family business. The father and son team purchased the Weymouth-based Dry cleaning by Dorothy in 1976. Later, Devaney founded the Fresh n’ Clean and Lapels franchises and opened 42 stores in five states. Both franchises have been sold.

Devaney's latest business endeavor, The Cleaner Spot has already established nine locations on the South Shore, and looks to
extend franchise business opportunities. The Weymouth plant employs 35 people and processes items from the three corporate-owned Drycleaning by Dorothy drop-off stores and The Cleaner Spot franchises.

- How casual dress trends have affected dry cleaning

Casual dress has heavily affected the dry cleaning industry over the last decade. The volume of clothes needed to be dry cleaned has greatly reduced. The industry has created new methods and equipment to handle casual dress. When a pair of khakis are pressed, for instance, it’s different than pressing a pair of wool slacks. Often, khakis are needed to be wet cleaned instead of dry cleaned, which makes them harder to press and finish. There are actually machines that grab the bottom of the pants and pull them down, helping to give a better press. Undoubtedly making that press much more popular with casual
clothing.

Casual dress has become more popular over the years, but doesn’t mean you should sacrifice a professional look. Meaning if you want to dress in khakis and a polo, but still desire that professional image, it’s best to have those items
professionally cleaned and pressed.

-Changes due to pollutant regulations

Environmental Protection Agency regulations have given us additional costs. Additional education and new equipment were also needed. Equipment manufacturers were needed to create more efficient equipment - equipment that didn’t harm the atmosphere. In our industry, they are referred to as closed-loop systems, so instead of releasing the odors into the atmosphere,
pollutants are all self-contained. This process also made cleaning much more efficient, so that less of the chemicals could do the same volume of clothing.

In addition, after the dry cleaning process is completed, a hazardous waste residue is left behind. Dry cleaners must then take that waste and put it into barrels, and then have it professionally removed. The newest thing in dry cleaning is environmentally friendly systems, but even plants that claim to have an environmentally-friendly process use chemicals that are considered pollutants. There’s actually no such thing as a completely environmentally-friendly dry cleaner, unless they personally wash everything.

- The Perfect Shirt

You won't see any difference in quality if you bring a sweater into 10 dry cleaners ...And you can't take a stain on a silk blouse to five dry cleaners, so this difference is very hard to see. But generally, what greatly sets dry cleaners apart Is the quality of their shirts, which is easily noticeable. You can very readily see any obstructions made to a shirt, therefore shirts are the competitive grounds between dry cleaners. 99-cent shirts are all over the place, leaving customers very attuned to the cost of shirts. For this reason, shirts are cleaned on mass production equipment. They are actually processed
at about 100 or more shirts per hour, as opposed to a dry cleaning item that’s hand-ironed and pressed is only done at around 15 or 20 an hour.

You could always make the perfect shirt if you had time to hand press every shirt, which doesn't happen anymore because of inefficiency and high price, until a new company (Japan’s Sankosha) developed a machine that can still turn out 150 to 200 shirts an hour - but as perfect shirts.

-What sets The Cleaner Spot apart

The whole dry cleaning and tailoring economy works on incentive, allowing Devaney to realize that no one cares about the business more than the owner, which is why every franchise of The Cleaner Spot is managed by the owner. The owner is always there, working 40 to 50 hours a week, so that you’re guaranteed the ultimate in service. The owner specifically inspects
every piece that is processed through that store so you are ensured to get the best quality. Our drop stores are small, 1,000-square-foot stores that we are able to conveniently locate anywhere. Dry cleaning is a business based on convenience, typically drawing customers that live and work near by, enabling us to target specific communities. Large dry cleaning plants are typically not allowed anymore in heavily populated areas because of chemical and environmental problems.

3. A Bit Of Franchising History

The three largest franchise companies in the world Yum! Brands, McDonald's, and Subway between them operate nearly 100,000 locations. Franchising has become big business and it's only getting bigger. There are many companies that have gotten in on the act. So how did the modern franchise company get started? Well it all seems to have started with Isaac Singer the man better known for his Singer Sewing Machines. He had just finished improving on an existing model of sewing machine and was trying to work out a way to to be able to distribute them. Although his efforts at the time would prove to be unsuccessful other people were willing to continue his efforts for their own businesses.

Other famous examples of early franchises include Coca Cola which has obviously worked out very well. They would sell the distributorship rights to others that wanted to sell the Coca Cola product. Also the telegraph system actually used a franchise model. Most of the telegraph stations at the time were owned and operated by the railroad companies but the telegraph was controlled instead by Western Union. Early automobile manufacturers also used a franchise model by entering into deals with automobile dealerships that would carry their cars on the dealership lots.

The real turning point for franchising came during the 1930's. It was during this period that two men Howard Deering Johnson and Reginald Sprague would team up to form the first modern restaurant franchise. An early example is A&W Root Beer which used quick service as its theme. This was of course before the modern drive thru. They thought of the idea that for a fee they could let independent operators use the same name, food, supplies, logo, and building design to operate their business.

Soon Howard Johnson's would turn to franchising for their motels. This would be a smart move as the U.S. Interstate Highway System was just starting to be constructed. That would lead to fast food restaurants and motels popping up everywhere a highway did. And each of them would be eager to serve tired and hungry motorists.

Today the franchising model is used in over 70 different industries across the globe. In the United States alone franchise businesses are responsible for over 1 trillion dollars in sales annually. They are used to create a huge number of new jobs each year as more franchise stores open up in cities across America and elsewhere. With ever increasing influence and economic power in the business world today the idea of franchising for business has come a long way since Isaac Singer first tried it to help himself and sell a better sewing machine.

4. Guide- Business Franchising Territories

Business franchising arrangements are usually conducted on the basis of a particular geographic area or territory. The franchisee breaks up the licensing of his business between different franchising territories, to ensure there’s no overlap of competition between franchises and to geographically grow the business nation wide or even world wide. Usually, the territory you are assigned is yours with exclusivity against any other business franchising agent that might otherwise move in to your area. This ensures your business franchising opportunity is given a chance to grow within your local area without having to compete with other franchisees. But how important are business franchising territories, and does it matter which territory you are assigned?

Business franchising territories are a handy way of dividing up franchising licenses. Rather than sending a dozen franchisees out into the world without consideration as to where they would operate would be difficult, and thus business franchising territories can be a great way to divide up the rights and responsibilities of each particular franchise. Business franchising territories are also beneficial for the franchisees, as a means of confirming their particular operating area and on their rights and responsibilities as regards that geographic area.

Business franchising territories, although obviously important from a practical point of view, are absolutely critical to the success of your business. If you were selling, say, cups of coffee to passing pedestrians, the territory you’ve been assigned will determine whether you can shift 100 or 10,000 cups every morning, depending on the physical number of people in the area – it’s that important to your business success. But in a number occasions, franchisees are given no choice over the exact territory of their business franchising agreement. In the event that there is a choice, it’s important to research which area would be most beneficial to the success of your business, and to come up with solid business reasons for selecting a particular territory.

Take this one step further, and before signing up to any business franchising agreement conduct some market research within the territory you will be assigned. Get down to the area and ask passers by whether or not they’d like to see your franchise in the area, and whether or not they’d be likely to make use of your franchise, were it located in that territory. That way, you can become more clued up about the potential market within your particular territory to determine whether or not your business franchising agreement will provide good value for money.

Business franchising territories are obviously an important part of the business franchising agreements, and they can also make a significant difference to the success or failure of your business. Where a choice of territories is available, it’s perhaps best to consider your options carefully, and it’s certainly a crucial consideration when reviewing any business franchising opportunities. However, provided there is a market available within your local area for the product or service offered by the business franchising license, you should be able to make the most of any territory to which you buy business franchising rights.

5. Starting A Franchise: Better Know Which Type You Want

One of the greatest decisions of any entrepreneur is in the choice of franchise that you buy in to. Therefore, there is a lot of planning and researching that needs to go into the process before deciding on a final franchise.

You need to have goals to work towards. For example, think about why you want to start a business and what you expect to get out of it. You must also think about if you will have the commitment to the business throughout as it can be a long and hard process at times.

Buying info a franchise may cost more or less money than you originally expect so make sure you know what financial requirements are expected of you and if you can afford them. This includes franchise fees, royalty payment terms and other expenses that you may have to pay along the way.

In order for your franchise to be a successful one you must ensure that you have the right qualities and skills. To do this you will need to look at your previous achievements and experiences and assess you areas of strength from these. There are certain maths and English skills that you need to have to become a franchisee of the Subway restaurant chain. These will be tested before you can become a franchisee. In is advised that you choose a franchise to buy into that can leverage your strong points. Look at the background of the franchisor as you do not want to take up their offer if they have a history of being unreliable and unsuccessful. You will also want to work for a franchisor who treats their franchisees well and gives them support and training throughout the whole business process. You should definitely talk to other franchisees in order to get an idea of how that particular franchisor works before applying to the franchise opportunity.

There may be restrictions within the business that you need to be aware of in terms of outlet size and restrictions on territory. It is advised that you familiarise yourself with these when making your decision. Agreements that you are required to sign will list out rights and obligations of both you and your franchisor and these should be read very carefully, if possible with legal opinion.

Franchise Offering Circular is the franchisor's disclosure document and you should make sure that you ask to have a look at this before you sign up as a franchisee. Reading this will help you to evaluate the financial stability of the franchisor and therefore see if they are financially capable of supporting you as a franchisee. It is law that you are given this document to read at least ten days before you sign up to the franchise.

So, before deciding to start up your own franchise, ask yourself these questions:

- Is training required before starting?

- Where is the best place to start up a franchise business?

- What equipment will be needed in order to start up th franchise?

- How many people will be required to start the operations of the franchise?

You will also need to consider all the risks that you may be open to throughout the business process as this will help you to minimize these risks and make your franchise business a success. You may like to get some professional guidance when choosing a franchise.

ART ENTERTAINMENT MOVIES - 1

1. HD-DVD Technology: An Overview

The technological term HD DVD is clearly an extension of the standard DVD plan. It is a much better option and a higher quality display. It is currently the closest thing to the most recent DVD format called the Blu-ray discs (BD). And yes, the HD stands for High Definition!

The HD DVD is patterned after is predecessor, the standard DVD. Both are designed from similar underlying technologies. It is known to store up to three times the regular storage capacity of the DVD. The standard DVD can only store up to 4.7 GB while the HD DVD can store as much as 15 GB per layer!

This technology was mutually developed by NEC and Toshiba. HD DVD the abbreviated term for High Definition Digital Versatile Disc was previously known as Advanced Optical Disc or the AOD. Last November of 2003, the international organization that is composed of software, hardware, and media that is the dominant developer of the DVD and HD DVD technologies called the DVD forum voted to support the HD as the successor of DVD.

This High Definition DVD is currently the in the latest format war with its closest rival the Blu-ray. The present specs for the HD DVD-Rewritable and HD DVD-ROM is version 1.0. However, the specification for HD DVD-R is now at 0.9, while the HD-DVD RAM is not yet fully established. The first HD DVD recorders were recently released in Japan, whilst the HD DVD-ROMs were released last 2006.

You already know that this type of format can store up to 15 GB in a single layer. For every additional layer, another 15 GB will be available. You might be wondering what the real reason behind this dramatic increase in capacity size is. The ground for this drastic increase in capacity is simply because an HD transmission will need a lot more space than a normal DVD stream.

Although the release and the usage of the HD DVD has been formalized, technological engineers continue to work for a more advanced technology. In fact at the 2007 Consumer Electronics Show (CES), Toshiba proudly announced that they have recently developed an HD DVD with 17 GB layers, and a subsequent demonstration of a triple-layer 51 GB disc.
HD DVD is only one amongst t the thousands of manifestation of technological advancements. It may be one of the most highly developed formats of today. But you’ll never know what the future has in store for all of us.

2. How To Add Movies Easily and Painlessly To Your iPhone

The iPhone is a game changing device. It's such a big deal, but now, nearly every manufacturer has created their own device that does almost exactly the same things. However, no device doesn't quite as well or as elegantly as the iPhone. One of the big draws of the iPhone is that it's not just a phone, is a full-fledged multimedia device that you can take with you anywhere.

If you are lucky enough to own an iPhone and have been trying to find out how to put movies on it, this article can help. Almost anyone with only minimal technical capability should be able to add movies and videos on to their iPod touch or iPhone without any problems.

There are two major ways to get videos on your iPhone. The first is by buying them directly from Apple, the second is by ripping them from a DVD. Technically, some DVDs are actually shipping with digital versions that will play on your iPod or iPhone. So, I guess that makes three ways. With an iPhone you can show movies that have come either from a DVD or straight from the internet. Obviously, a DVD won't fit into your iPhone, so you'll first need to get the movie onto a computer, and you should then be able to transfer the files to your iPhone.

In order to get a DVD saved on your computer in the required format, you'll need some "ripping" software, which is capable of ripping the files into MP4 format, which is what the iPhone uses. There are some very easy to use pieces of software out there that will handle most of the DVD ripping for you and some software will even rip the DVD and transfer directly onto the iPod or iPhone for you without you having to do anything.

Many people simply download the movies from torrent or peer to peer sites, which is of course illegal, and pretty dangerous for your computer too. Ever wondered why people that download lots of stuff get viruses all the time? It's because they use places like that.

There is really no reason to go onto a peer-to-peer filesharing site and download movies illegally. Apple has made it so easy and simple to get movies legally that you should not resort to illegal tactics no matter how cheap you are. Also, DVDs are so cheap to buy that there is really no justification for stealing.

Buying a movie directly from Apple and the iTunes music store and transferring it directly onto your iPod or iPhone is by far the easiest, safest, and best way to get movies and video on your iPhone. Play it safe and don't do something stupid. Is watching a movie really worth getting raided by the FBI? I don't think so either.

3. Low-Cost Ways To Watch Your Favourite TV Shows And Films On DVD

In this day and age you can buy most of your favourite films and TV shows on DVD. However as you are probably aware, this can become a very expensive habit, particularly in the current economic climate when we have less money in our pockets. So how can you still watch all of your favourite TV shows and movies on DVD?

Well the most obvious way is to forget about buying every single DVD that you are interested in watching and consider renting instead. There are lots of online rental services to choose from so you will have no problems finding an affordable service. It is not only cheaper but it is also very convenient because you simply browse their website, choose the titles you want, and have them delivered direct to your door, all for a small monthly membership fee.

This makes so much more sense than buying because if you go through your DVD collection you will probably find lots of titles that you have only ever watched once and will probably never watch again. You could have rented these out for a lot less and saved yourself a considerable amount of money.

If you don't fancy renting, then there are still ways you can reduce the amount you spend on DVDs. The first way is simply to avoid buying new releases straight away and instead wait several months before purchasing them. This will generally save you some money because the price generally goes down in the months and years after they are first released.

Another way you can save money is to use price comparison sites to compare the prices of individual titles across various different retailers. These sites are extremely popular and for no cost at all will enable you to quickly and easily find the best possible price for the title you are interested in buying.

This is much better than simply buying from the same online retailer all the time, like a lot of people do, and will really save you money in the long run. When you start using price comparison sites you will soon discover how much price discrepancies there are between the various sites. Some will charge say $200 for a box set of a particular series while another retailer may charge just $100 for instance.

So to sum up this article, the main ways in which you can still enjoy all your favourite films and TVshows on DVD, whilst saving money at the same time, are by waiting several months before buying and then using price comparison sites to get the cheapest price. Alternatively you could save even more money by renting all your favourite DVDs instead.

4. Home Theater System Buying Tips: What You Must Know

In choosing a home theater system, you need to think about several components. First, decide whether you want a projector screen or a wide screen TV. Some of the factors that will affect your decision would be the size of the home theater room, the screen’s size, and, of course, the price. Although some people simply decide merely by the looks of the projector screen or the giant TV but your real deciding factor should be the picture quality.

One of the most critical components of a home theater system is the sound system. This is what creates a realistic viewing experience and makes your home viewing comparable to watching a movie in a real surround sound movie theater. Look for a home theater system with a minimum of five speakers to get a good sound quality.

Another device that you would need to complete your home theater system is your movie player, which normally is a DVD player. There is a host of DVD players out there varying in prices, some as low as $40, so you will certainly find one to meet your needs.
Additionally, your home theater would need furniture such as an entertainment stand and some loungers, for instance, or a big couch. No matter what furniture you choose, make sure it will fit the space and look of your home theater room as well as offer the most comfort. More importantly, place the seats so that everyone can enjoy the movie in terms of both visuals and the sound.

As you shop for your home theater system, keep in mind that this is big purchase so take your time in inquiring about each brand name and model. Learn about the features, the pros and the cons of each model before you make your decision. Always check for home theater system reviews from both experts and consumers to make sure the system your interested in is worth your money.

Last but not the least of your considerations is installation. Many vendors will tell you prior to sale that installing this or that system would be quick and easy but you cannot rely on their word because, oftentimes, setting up a home theater system can be downright confusing so make sure to have some allowance in your budget for professional installation service. If you are working on a tight budget, ask a technically savvy friend to come over and help you. Planning your purchase of a home theater system is as equally important as saving up for it. So, plan carefully to make sure your purchase is hassle-free and truly enjoyable.